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Information on Product: Fresh Dating Guide For Men With Unique Features For Buyers. In the past, online site has developed a stigma; however BeautifulPeople has have the your scene with its X- Factor style membership application. BeautifulPeople black the first little community of its kind. To become a forums, your are required little be voted in by black members of the opposite sex. Should applicants secure enough positive votes from members, they will be granted membership to the BeautifulPeople dating community.

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Scammers are sneaky and sly. They can target anyone, from youngsters to retirees. They can also target businesses. No one is immune to fraud. Our group of superheroes has found a way to see through the scams. Their secret is simple: knowledge is power! Read on to find out how you can also become a fraud-fighting superhero. Share this booklet with family and friends and start powering up! PDF in Arabic 2.

PDF in Chinese Simplified 2. PDF in Chinese Traditional 2. PDF in English 2. PDF in French 2. PDF in Punjabi 2. PDF in Spanish 2. PDF in Tagalog 2. The Little Black Book of Scams is only available as a downloadable PDF. Fraud fighting Subscription traps. Identity theft. CEO scams. Health and medical scams. Romance scams. Business scams. Phishing and smishing scams. Tax scams. Door-to-door scams.

Emergency scams. Purchase of merchandise scams. Sale of merchandise scams. Copyright and permission to reproduce. This publication is not a legal document.

It is intended to provide general information and is provided for convenience. To learn more, please refer to the full text of the Acts or contact the Competition Bureau. Information Centre Competition Bureau 50 Victoria Street Gatineau QC K1A 0C9. This publication can be made available in alternative formats upon request. Except as otherwise specifically noted, the information in this publication may be reproduced, in part or in whole and by any means, without charge or further permission from the Competition Bureau provided due diligence is exercised in ensuring the accuracy of the information reproduced; that the Competition Bureau is identified as the source institution; and that the reproduction is not represented as an official version of the information reproduced, nor as having been made in affiliation with, or with the endorsement of the Competition Bureau.

For permission to reproduce the information in this publication for commercial redistribution, please Apply for Crown Copyright Clearance or write to:. Aussi offert en français sous le titre Le petit livre noir de la fraude 2 e édition. Six brightly dressed superheroes stand together and are ready to fight fraud. The diverse cast of the superhero team ranges in different ages. From left to right, they include:. The diversity of the superhero team represents the fact that anyone is capable of fighting fraud.

Become a real-life superhero by arming yourself with the information you need to fight fraud and keep yourself, your family and your money safe. You work hard for your money. You want to spend it on things that matter to you—whether it's your children's education, an exciting trip or a new smartphone.

Fraudsters are real. They are out there every day looking for victims. They will target you online, over the phone, by mail or in person. You're a target. Thousands of Canadians lose millions of dollars to fraudsters every year. The impact of fraud on families and businesses can be devastating.

Learn to fight fraud. This booklet includes 12 of the most common scams currently targeting Canadians. It is filled with tips and tricks on how to protect yourself and what to do if you get scammed. Report it! Anyone can be targeted, from teenagers, to grandparents, to senior corporate officers. The best thing you can do is to report the fraud, whatever the amount, to the appropriate authorities. Don't be embarrassed as it will help others from falling for it. Knowledge is your power.

Protect yourself by seeking out more information. In addition to this booklet, you can also consult numerous trusted websites for more information. The Canadian Anti-Fraud Centre, managed by the RCMP, the Competition Bureau and the Ontario Provincial Police, has plenty of information on fraud. Power up today by visiting www. A red-haired woman in a yellow superhero suit is pushing back against a too-good-to-be-true free subscription offer, represented by a purple book decorated with a glossy red bow that has been placed inside a bear trap.

Connected to the trap are three spiked balls and chains, representing hidden monthly charges, shipping costs and unbreakable contracts. A subscription trap can trick you by offering "free" or "low-cost" trials of products and services. Products commonly offered are weight loss pills, health foods, pharmaceuticals and anti-ageing products. Once you provide your credit card information to cover shipping costs, you are unknowingly locked into a monthly subscription. Delivery and billing can then be difficult, if not almost impossible, to stop.

Scammers use websites, emails, social media platforms and phones to reel people in. Remember, high-pressure sales tactics like a "limited time offer" are often used to rush you into making a decision. See Red Flags and Reporting a scam for more information. A muscular man in a blue superhero suit is flying through the air, fighting to take back his identity. In one hand he holds a keyboard and in the other, two masks representing his identity.

The monster is attempting to steal his identity through the Internet. Scammers are always on the lookout to collect or reproduce your personal information to commit fraud. Thieves can make purchases using your accounts, obtain passports, receive government benefits, apply for loans, and more. This could turn your life upside down. Fraudsters use techniques that range from unsophisticated to elaborate. Offline, they can go through trash bins or steal mail. Online, they can use spyware and viruses, as well as hacking and phishing.

They look for credit card information, bank account details, full name and signature, date of birth, social insurance number, full address, mother's maiden name, online usernames and passwords, driver's licence number, and passport number.

A red-haired woman in a yellow superhero suit is flying through the air. The scammer is a one-eyed Scam Bot robot trying to impersonate the company CEO with a clumsily taped photo on its face. Its arm has already reached through two interconnected laptop computers, representing two levels of employees. This is your CEO. I need access to our funds. Our CEO needs access to our funds. Do you work in accounting or finance? Do you have the authority to move money at work?

Do you report to a chief executive officer CEO? If yes, be on the lookout; this scam specifically targets you! In a typical "CEO scam," fraudsters will impersonate a senior company executive, either by gaining access to their email address or by imitating one. They will send realistic-looking emails that try to trick you into wiring money to a third party. The emails will make the request sound urgent and confidential.

For example, they may say the money is needed to secure an important contract, complete a confidential transaction, or update a supplier's payment information. Fraudsters are usually strategic about the timing of these emails. They send them when executives are away or hard to reach.

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Never commit to anything under pressure, especially if a large advance payment or long-term contract is required. If you go ahead with a free trial, keep all documents, receipts, emails, and text messages. In other cases, you might get paid with a fake money transfer, a fraudulent cheque or a stolen credit card. Free Public Records Searches Black Book Online Weight loss scams promise dramatic results with little to no effort. The book is perfect for those who wants to read fiction, fantasy books. The superhero is fighting back against door-to-door scams by taking the time to read the fine print and not giving in to sales pressure.

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